Credit repair is the process of improving your credit profile by addressing inaccurate, outdated, or unfair negative items on your credit report. The goal is to make sure your credit report reflects your true creditworthiness and to help position you to be more fundable.

We begin by reviewing your credit reports to identify any errors or negative items that may be impacting your credit. Once identified, we dispute those items with the credit bureaus and follow up as needed until responses are received. Throughout the process, we work to strengthen your overall credit profile and guide you toward better financial habits.

Credit repair timelines vary based on each individual's credit situation and how quickly the credit bureaus respond. Some clients may start seeing changes within 30-45 days, while others may take several months. Credit repair is a process, not an overnight fix, and consistency is key.

No credit repair company can legally guarantee specific results. While we cannot promise exact score increases or removals, we are committed to working within the law to improve your credit profile to the best of our ability.

Credit repair can lead to an increase in your credit score when inaccurate or negative items are corrected. However, results vary for each person. Our primary focus is improving your fundability, which often goes hand in hand with a stronger credit score.

Credit repair can help address errors, inaccuracies, and negative items such as late payments, collections, charge-offs, repossessions, and bankruptcies. By correcting or removing items that do not belong on your report, we help improve your overall financial standing.

No consultation is required to begin credit repair services. You can get started directly by enrolling, and we will gather the necessary information to begin reviewing your credit.

Consultations are optional and available for those who want additional guidance or have specific questions before starting.

Yes, you have the right to dispute items on your own. Many clients choose professional assistance to save time, avoid errors, and have consistent follow-up throughout the process.

No. Disputing inaccurate information is your legal right and does not harm your credit.

When done properly, credit repair works to improve your credit profile over time.

Once inaccurate or unverifiable items are removed, they should not return. However, maintaining good credit habits is essential to long-term success. We encourage responsible credit use to protect your progress.